Take advantage of a lower starting mortgage rate

Lower payments than fixed rates
Lower initial rates than fixed mortgages

In the market for a new home - your primary residence or a vacation spot? Open new doors with Sharonview and our 3/3 Advantage Adjustable Rate Mortgage (ARM)!

With an Adjustable Rate mortgage you can get into a single-family or townhome with a great, low rate that may adjust only once every three years. The rate will never change more than 2% each adjustment period or more than 6% over the life of the loan.

Why Choose Sharonview? We put our members first and all of our mortgages are serviced in-house, answering any questions you may have about your loan with just one easy call. Find out how our Adjustable Rate Mortgage Program may work for you.  We have other adjustable rate programs in addition to our 3/3 ARM.

Speak to a Mortgage Loan Officer to learn more!


Advantage 3/3 ARM Details

This ARM can be used for owner-occupied, single-family residence houses or townhouses and for first or second homes.

  • Interest rate is locked for 3 years, then adjusts only once every 3 years thereafter
  • Finance up to 80% of home's value (LTV)
  • Low closing costs
  • Adjustments cap at 2% per period and 6% for the life of the loan

Rates are dependent upon member credit score. Rate may increase after the initial fixed rate period. All offers subject to credit approval, and require minimum 6 months of principal, interest, taxes and insurance reserves, a maximum Loan-To-Value ratio of 80%, and maximum debt-to-income ratio of 45%. Additional property and borrower eligibility restrictions may apply; contact us for details. Applications accepted for up to $2,000,000 for properties located in all states except TX. Third-party charges, origination fees, points and interim interest may apply. Terms and conditions are subject to change without notice. Membership eligibility required.

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Everything we do is geared toward helping you improve your financial standing, all while treating you the way you deserve. Experience the Sharonview difference.