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Personal Access Line of Credit (PAL)
Our Personal Access Line of Credit (PAL) is a revolving line of credit that is useful for emergencies as well as things such as vacations and car repairs. The PAL carries a variable interest rate that is based on the Prime lending rate, and allows you to make payments via payroll deduction or automatic drafting from a Sharonview account.
Sharonview’s PAL is ideal for members who need a loan that is:
- Sensible…you will be better prepared in the event of an emergency with funds immediately available, and can avoid NSF fees on your checking account by opting to hook your PAL up as overdraft protection.
- Accessible…don’t waste time! Advances on your PAL can be made 24/7 using Magic One, or you can write an access check to yourself or a third party.
- Generous…let us know how much you need, and we’ll see what we can do. Credit lines are based on credit worthiness and typically range from $5,000 to $15,000.
How do I apply or get more information:
- To apply for a Loan from Sharonview click here. Your application will be processed immediately and you will receive your answer within minutes, anytime, day or night.
- Contact us by email
- Call our Financial Solutions Center at (704) 969-6700 or (800) 462-4421 (8:00am – 6:00pm EST)
- Visit your nearest branch
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Federally Insured by NCUA. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.
