| Featured Rates |
15 Year Fixed
| Rate |
APR |
Points |
| 4.375% |
4.429% |
0 |
|
15 Year Fixed
| Rate |
APR |
Points |
| 4.25% |
4.453% |
1 |
|
30 Year Fixed
| Rate |
APR |
Points |
| 5% |
5.036% |
0 |
|
30 Year Fixed
| Rate |
APR |
Points |
| 4.75% |
4.872% |
1 |
|
Advantage 3/3 ARM
| Rate |
APR |
Points |
| 4.25% |
4.279% |
0 |
|
Advantage 5/1 ARM
| Rate |
APR |
Points |
| 5% |
5.036% |
0 |
|
Important: subject to change without notice. Click for details
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Mortgage Rates
The Loan Rates shown are our best rates for qualified borrowers and specific terms as of 9:00AM Nov. 20, 2009.
Program Features
|
| Interest Rates |
| Origination Fees |
| Points |
| APR |
| Payment Term (months) |
| Estimated Closing Costs |
| Estimated Additional Prepaid Finance Charges |
| Loan Amount |
| Down Payment |
| Upfront Mortgage Insurance Premium |
| Monthly Principal & Interest Payment |
|
| 15 Year Fixed |
| 4.375% |
1%
|
0
|
| 4.429% |
| 180 |
| $1,318.00 |
$510.42
|
| $140,000 |
| 20% |
0
|
$1,062.07
|
|
| 15 Year Fixed |
| 4.25% |
1%
|
1
|
| 4.453% |
| 180 |
| $1,318.00 |
$495.83
|
| $140,000 |
| 20% |
0
|
$1,053.19
|
|
| 30 Year Fixed |
| 5% |
1%
|
0
|
| 5.036% |
| 360 |
| $1,318.00 |
$583.33
|
| $140,000 |
| 20% |
0
|
$751.55
|
|
| 30 Year Fixed |
| 4.75% |
1%
|
1
|
| 4.872% |
| 360 |
| $1,318.00 |
$554.17
|
| $140,000 |
| 20% |
0
|
$730.31
|
|
| Advantage 3/3 ARM |
| 4.25% |
0%
|
0
|
| 4.279% |
| 360 |
| $0.00 |
$495.83
|
| $140,000 |
| 20% |
0
|
$688.72
|
|
| Advantage 5/1 ARM |
| 5% |
0%
|
0
|
| 5.036% |
| 360 |
| $0.00 |
$583.33
|
| $140,000 |
| 20% |
0
|
$751.55
|
|
Rates are subject to change without notice.
Other rates and terms may be available and/or offered to you based on qualifications or collateral used. Contact us further information.
All loan applications are subject to credit and property approval. Property hazard insurance is required. Flood insurance may be required. Additional fees may apply. For adjustable-rate mortgages, rates are subject to increase after the initial fixed-rate period. Maximum loan limits and minimum equity/down payment requirements may apply.
ARMs have a 5% lifetime cap. The estimated APR is based on an index, which is subject to change. The APR and the payments described herein are subject to change after the initial fixed-rate term. The initial interest rate will be in effect for the fixed term of the loan and is not based on the formula set forth in the loan contract. On the first change date, the rate cannot increase or decrease more than 2%. Please review our “Consumer Handbook on Adjustable Rate Mortgages” for further details. Loan amount based on an example purchase price of $175,000 and 20% down. If the down payment is less than 20%, mortgage insurance may be needed, which could increase the monthly payment and APR.
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